Plans and what is saved

The sidebar holds your plans, with the demo plans listed under them. This page is about what those are, and about the one thing everybody should know before typing in a year’s worth of numbers: where they are kept.

A plan is a whole household

Not a scenario, not a variant. Each plan has its own people, accounts, income, expenses, debts and assumptions, and knows nothing about the others. So your list can hold two futures for the same person, or your plan next to your parents’, or a dozen unrelated clients, and nothing leaks between them.

To compare two versions of the same life, clone one. New plan in the sidebar can start from a copy of any plan of yours or any demo. Every plan is simulated against the same set of market histories, so a fresh clone charts identically to its source, and any difference you see afterward came from your edit rather than from a different roll of the dice.

For a quick look rather than a second plan you have to keep, the What-if tab compares your plan against a proposed version of it without saving anything.

Demo plans

Four complete sample households, listed after your own. They are read only. Change anything and the app offers you an editable copy instead, while the demo stays as shipped.

The trash can on a demo does not delete it, because there is nothing of yours in it to delete. It hides it. Settings has a checkbox per demo to bring it back exactly as it was, and a hidden demo is still offered as a starting point when you create a new plan.

Where your plans live

In this browser’s local storage, on this device. Two things are kept:

• Your plans. Everything you have typed.
• Preferences for this browser. Your color theme, which demos you have hidden, and which plan and tab you had open last.

That is the whole list. No account, no server copy, nothing to sign in to. Privacy has the longer version.

Your plans can vanish, and we cannot get them back

Because they live only in this browser, they are gone if you clear your browsing data, switch browsers, or move to another device. A private or incognito window throws everything away when you close it. There is no copy on a server, which means there is nothing on our side to restore.

Settings › Your plans downloads a file of every plan of yours, names included. Upload that file in another browser to add them there, or to replace what is already in this one. Safari may also clear saved plans after some time unused, so if you would hate to retype the numbers, keep a copy of that file.

A share link is a different job: it leaves names out and is meant for someone else, not as a backup.

Deleting a plan

One confirmation, then it is gone. That confirmation is the whole safety net: there is no undo, and no copy anywhere for anyone to restore.