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Retirement, finances and markets.
The 4% rule has a tax blind spot
The 4% studies measured withdrawals, not spending. In our simulations, spending 4% lasts in 93% of futures, or 54%, depending on taxes.
Retirement, finances and markets.
The 4% studies measured withdrawals, not spending. In our simulations, spending 4% lasts in 93% of futures, or 54%, depending on taxes.